Find A Mortgage Lender Near You

Tips for looking for a mortgage lender

A few things to keep in mind before you choose a mortgage lender.

1. 1Get quotes from at least three different lenders to compare interest rates, points, and closing costs.
2. 2Request a Loan Estimate form from each lender to easily compare standardized fees and terms.
3. 3Check online reviews and local references to ensure the lender closes loans on schedule.
4. 4Verify all lender fees upfront, including application, appraisal, and origination charges, to avoid surprises.
5. 5Ask about their communication style and typical response times to ensure a smooth closing process.
6. 6Get a formal pre-approval letter before house hunting to prove your budget to sellers.